A substantiated, targeted return management requires a structured preparation of management-relevant information. In today’s banks, a large number of various reports that have not been prepared according to addressee or management requirements and therefore are hardly suitable for a sound cause analysis are available. In addition, the heterogeneous IT environment results in numerous interfaces between individual tools, incomplete data and significant manual intervention efforts. This leads to increased error sensitivity, complex and inflexible processes and increased manual effort. In particular, the required regular adaptions of organisational and/or bank structures lead to cumbersome change procedures time and again.
zeb//control profit, which is part of the zeb//control product family, is a reliable tool for profit management in all divisions.
- The comprehensive, tried-and-tested standard report delivers fast target group-specific evaluations for profit centers, products, customer groups, associations, individual customers and accounts, for example. The standard report also integrates the targets which have been achieved on the basis of stored projected values.
- Standardized and user-definable ratios enable you to make individual evaluations. All ratios can be used for intuitive ad-hoc analyses with the option of pivot evaluations. A drill-down to individual transactions provides an overview of all the details.
- Your structures (e.g. products, organization chart, customers) are flexibly stored and adapted to changing organizations.
- With the assistance of the EGK calculation engine, you can calculate all contribution margin levels, including credit-related risk costs and cash flows for individual accounts.
- Existing information on costs can be distributed by using arbitrary keys and several steps.
- Advance calculation enables you to make an assessment of new business which is consistent with the subsequent calculation and create schedules of terms for standard business.
- The application enables you to consider special terms and unscheduled repayments, as well as credit standing and collaterals individually.