According to Basle II, loan collateral is an extremely important aspect of risk management for the reduction of regulatory capital requirements. Collaterals are also extremely relevant for pro-active loan portfolio management. It is essential to have a consistent and complete database, and to ensure the availability of valid information about the relevant recovery rates and costs. zeb/ has many years of expertise in the implementation of modern collateral management and evaluation projects, and it can help you to exploit potential for optimization.
zeb/ helps you to optimize the recognition of collaterals so that you can free up capital for further growth. The precise quantification of economic benefits enables you to more effectively integrate collaterals in your loan portfolio management activities, which provides you with additional scope for action.
Our services:
- zeb/ supports and advises you in the design and implementation of methods, systems and processes for collateral management and evaluation.
- We support you in both the implementation of optimized Basle II collateral recognition in order to maximize capital relief and in including collaterals in credit risk management and pro-active loan portfolio management.