zeb/ is the first choice financial services partner

The cooperative banking sector is currently in the midst of a profound modernization process. A spate of mergers has created bigger and more economical organizations which now have to cope in a situation of conflicting sales, cost and risk management priorities. VR-Control is a present value-based risk management system in whose development zeb/ played an important role. Professional recapitalization and prevention management and a modern "bad" bank structure are operated on a ratings-based approach.

zeb/ has provided consulting services to over 100 primary banks, several cooperatives and the Federal Association of German Cooperative and Raiffeisen banks, and it also has extensive knowledge of the specific requirements of cooperative, Raiffeisen, Sparda and church banks.

zeb/'s consultants are also advisors to the ADG, the leading educational institute in the cooperative banking sector.